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How to Control Credit Card Spending — 15 Irresistible Ways You Can Stop Overspending
Do you want to get a handle on your finances? Do you have a problem with overspending?
You’re not alone. The average American household spends $2,700 more than they earn each month. That means that to keep up with their spending habits, they need to take on debt or put off saving for retirement. But it doesn’t have to be this way.
Millions of people are struggling with this problem, and it’s only getting worse. But there is hope! There are some things that we can all do to stop spending so much money and start saving more of our hard-earned cash. Here are 13 tips for stopping overspending today.
Make a budget
It sounds simple enough but many people don’t even bother making one because they think it’s too hard or time-consuming. However, if there is one thing I’ve learned from my years as an accountant is that budgets work when done right.
If you’re struggling to make ends meet every month then creating a budget could be the answer to all of your problems! So how do we go about doing this? Well firstly let’s look at what exactly makes up our income.
Most of our income is made up of money coming in through a paycheck, retirement savings, and dividends. We also have a…
